You have to be kidding. Most notably among the criminals responsible for this mess is Barney Frank (and his confederates in the Democratic party and the national media). Having coddled Freddie and Fanny so that their constituents (i.e. welfare recpients, government workers, ex-cons) could get loans that would not be supported in the free market. As for the bailout (laden with set asides for liberal interest groups), Ms Pelosi--expressing a sentiment embraced by the media and tenured professors--effectively killed any chance or a deal. What a leader! What a party! Ms. Cocco is blinded by her teen girl crush on Obama to separate facts from fiction.